Emergency Preparedness: Preparing, Sheltering in Place, Having a "Go Bag," and Evacuating

God forbid you or your family ever encounter an emergency situation, evacuation, natural disaster, etc. But if you do, it’s best to be prepared. Now, you probably can’t prepare for everything but even some level of preparedness is much better than none. In this post I’m sharing some general ideas on ways you can prepare your home and your family if you’re stuck or need to evacuate, but please do your own homework and contact local authorities for the best advice on what situations are most likely to arise for you. | This post contains affiliate links |

Emergency Preparedness ideas for your Family and Home.

Disclaimer: I am not a survival or emergency expert, but just sharing my opinion on ideas and discussion points on how you might prepare. Do your own research and contact local authorities on the best way to prepare your home and your family for any emergency situation which could arise.

Prepare Your Home

First let’s talk about the home front - it’s a good idea to make sure you have a generator (correctly installed and well ventilated) and extra fuel (safely stored) in the event you’re without power for awhile. Make sure you have shovels, flashlights, extra food that doesn’t need to be cooked (like crackers, canned goods, etc), pet food, water, blankets, matches, and candles too. Some people recommend filling bathtubs and sinks with water prior to bad weather coming so that you have a supply of water for cooking/drinking/washing/flushing toilets. Make sure phones and electronics are charged and you have extra charging packs.

Whether you have a generator or not to run your refridgerator or freezer during a power outage, it's a good idea to keep thermometers inside both fridge and freezer to monitor the temperature for food safety. Do not open the doors unless you really need to (opening them lets the precious cold air out), but by having thermometers in place you can make sure your food is still safe to eat after a prolonged outage.

Have a battery-operated or crank radio on hand - if the power or cellphone/internet services are disrupted you’ll want to be able to listen to the radio to get updates.

It’s also important to have a First Aid Kit and enough medications on hand if someone has a pre-existing medical condition, as well as general medications that you and your family may need like fever/pain reducers. If someone in your family has an allergy or restricted diet, make sure you have a backup of enough “safe” foods in the house for them to have. It’s also a good idea to have medical information for your family posted in the house for first responders if needed.

Make sure to also have working smoke detectors, carbon monoxide detectors, and fire extinguishers in your home. Keep important documents in a Fireproof Safe.

In the event of a local outbreak of illness (flu, stomach bug, - edited to add COVID-19 too), it’s a good idea to have basic over-the-counter medications on hand as well as disinfectant supplies and face masks.

Decide Where and How You May Need to Shelter In Place

Think about different scenarios that could ever happen, which is probably most dependent on where you live. If you live in tornado or hurricane-prone area, maybe you need to have a plan in place to quickly bring in lawn furniture and other items that could go air-born, shut your storm shutters, and shelter in the basement or bathroom. If you live in a city, maybe a scenario that’s more likely is you may have to shelter in place due to violence or riots - where would be the safest place in your home or apartment to do that? If you live in winter-storm prone area, maybe that’s making sure your heating vents stay clear from snow and you have a roof rake and shovels ready to make sure your roof doesn’t get overloaded and you can shovel your way out of your front door. If you live in an earthquake-prone area, maybe that’s being aware where the safest place in your house to shelter would be (maybe a strong doorway), or know if it would be safest to evacuate the building entirely and wait it out outside.



What is a “Go Bag” and Why Your Family Should Have One

A “Go Bag” is something you have packed and ready in the event you needed to evacuate your home immediately and potentially survive outside (in the woods or on the road in your vehicle) on your own for several days… situations that may arise where you may be put in that situation could be quick moving storms, flash floods, wild fires, etc. A Go Bag is something that is ready to go with emergency supplies including food, water or a water flirtation system, survival blankets, first aid kit, personal medications that you/your family may need, medical ID cards, masks (to help filter smoke/dust/germs), etc. It’s also a good idea to have local maps in there as well, as phones and internet may not work.

You can put your own Go Bag together or order a pre-made Go Bag and add what personal things you may need to it.

Have an Evacuation Plan

First, it goes without saying you should have plans for things like Fire Drills. Consult your local fire department for tips, but in general make sure you and your family (including kids) understand what a fire/evacuation drill is, how to safely and quickly exit the building, what to do if you get trapped, and where to meet outside afterwards. Practice this a few times a year so it’s second nature, but hopefully you never ever need to do it for real.

Now to take that one step further - take some time to think through different scenarios that could happen where you might have to evacuate your area/town (God forbid they ever do), and plan how you would react. If a wild fire or flood was happening nearby, how would you and your family evacuate your area? Take some time to familiarize yourself with area roads and which ones would be the best to evacuate by - make sure you also come up several backup plans too as your first choice exit plan may be blocked off. Also be aware of which roads may be most prone to fall victim to a natural disaster - for example, a low-lying road near a stream would be likely to flood, and probably shouldn’t be counted on as an exit road in a weather emergency. Keep maps in your car too as phones/GPS may not work and it would be beneficial to have a paper map to consult. It's also important to have cash on hand as ATMs/credit card machines may be down as well.

Always try to keep your car gas tank fairly full too, that way you’ll be ready to go anytime and won’t have to worry about running out of gas or being able to buy gas (as gas stations may be out of gas or there could be long lines) wasting valuable time for your family to make an efficient exit.

Hopefully you will never fall into a scenario where you’ll ever have to use any of your emergency supplies or shelter/evacuation plans, but it’s best to be prepared. Make sure to re-evaluate your plans and supplies regularly as roads and situations can change and supplies will expire over time (check those expiration dates on medicine, first aid items, and food/water). May you all stay safe and well!

Disclaimer: I am not a survival or emergency expert, but just sharing my opinion on ideas and discussion points on how you might prepare. Do your own research and contact local authorities on the best way to prepare your home and your family for any emergency situation which could arise.



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My 9 Favorite Money Saving Apps

We always try to spend consciously, but this year I really stepped up my couponing game as well as finding discounts for the shopping that we do.  In doing so I've narrowed it down to my 9 favorite money-saving apps that I use most often - and in just the last few months I've already saved a couple hundred dollars!  | This post contains my experience with these apps as well as some referral links |  

Our 9 Favorite Money Saving Apps

Amazon

Oh Amazon... we buy everything from gifts to groceries on here. But what I really love most is using Amazon on the fly and checking prices in-store before deciding where to purchase. If I'm in a big box store and thinking about buying a book, new sneakers, etc, I always use the Amazon app to scan the barcode of the item (so handy!) and see what the price difference is - and spoiler, it's often slightly cheaper (sometimes a lot cheaper) on Amazon. And since we have AmazonPrime, shipping is typically free!

Walmart

Walmart also has a super-handy barcode scan feature so you can check prices while you're out shopping, but it's Savings Catcher feature is probably the most handy. With Savings Catcher (a feature within the Walmart app), you simply scan in the barcode on your receipt and Walmart checks your items against advertised sales of other chains in the surrounding area. If an item is found to be cheaper at a surrounding store, Walmart credits you the difference on an eGift card which can be used towards future purchases. Savings Catcher helps make sure you're always getting the best deal.

Cartwheel

Cartwheel is Target's "coupon" app - every week there are new offers for you to unlock and claim when you checkout in store (just scan the barcode generated on the screen of your smartphone). The savings are typically small but really add up over time, especially if you do a lot of grocery and clothing shopping there.

EatRight (or whatever particular incentive your health plan may have)

With EatRight Rewards, you unlock weekly offers and discounts for healthy foods and the amount you save gets credited to your account. Once you accumulate a minimum of $10 you can cash it out. I particularly love that this app only gives discounts on fresh fruits, veggies, and healthier foods. (*EatRight Rewards by Nutrisavings is the particular app that is specifically contracted with my health insurance plan, which is why I use it. Check with your particular health plan to see if they have any healthy-eating incentives available for members!)

Ibotta

With Ibotta you unlock offers and earn rebates for items you purchase in exchange for some basic market research (typically viewing an advertisement or answering a multiple-choice question). Once you earn a minimum of $20 back you can cash it out to your PayPal account or redeem it as a gift card. I've written a more indepth post on Ibotta here , if you're interested.

Checkout51

Checkout51 has offers for rebates back on grocery items - simply scan your receipt and select which rebates you qualify for to earn money back, with no market research questions to answer. Once you earn a minimum of $20 you can cash it out. - And both Ibotta and Checkout 51 can be used in conjunction with each other to really stack those savings.

 

Rakuten (formerly called Ebates)

Rakuten (formerly called Ebates) is great if you do any kind of online shopping - think Amazon, photo sites, clothing stores, etc. Simply log into your Rakuten account (Chrome has a handy extension you can download too) and launch the retailer's website from there. Rakuten will suggest discounts and coupon codes at checkout and often will allow you to earn back a percentage (usually very small but it adds up) of your purchase as a rebate. Every quarter you can cash out if your balance is $5 or more. I can see Rakuten coming in very hand this Christmas season while ordering Christmas cards and buying gifts!

Coupon Sherpa

Coupon Sherpa is a great app for quickly finding in-store coupons and discounts while you're out shopping, as well as coupon codes for online purchases. Simply open the app and look up the store you're in - Coupon Sherpa will list all the current coupons available so you can choose which one works best for you. Simply bring up the coupon on your phone and have the cashier scan it when you check out.

Kohl's

The Kohl's app allows you to save coupons, and keeps track of rewards points and Kohl's cash. I don't know how many times I've had an awesome coupon for Kohl's only to have forgotten it at home! Thankfully with the app you don't have to remember to bring these things, and it's easy to check current offers and rewards balances.

So those are my top money saving apps right now.  If you have any questions regarding them, please ask away - and if you have a great app that I haven't listed here, please let know!  

Favorite Money Saving Apps - Amazon, Savings Catcher, Cartwheel, EatRight, Ibotta Checkout 51, Ebates, Coupon Sherpa, Kohl's

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